Category Archives: Microfinance

REPAYMENT AND EXCLUSION IN A MICROFINANCE EXPERIMENT

Jean-Marie Baland, Lata Gangadharan, Pushkar Maitra and Rohini Somanathany Working Paper No. 227, CDE  February 2013 Micro nance groups often engage in a variety of collective activities not directly related to credit. Groups can sanction members who default on their loans … Continue reading

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Microfinance and the Cooperatives: Can the Poor Gain From their Coming Together?

H S Shylendra WP#236,  Dec – 2012 Linking microfinance with (credit) cooperatives is the latest amongst the series ofefforts aimed at reforming cooperatives in favour of the poor. This paper is anattempt to identify and discuss some of the relevant … Continue reading

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Microfinance and the Decline of Poverty: Evidence from the Nineteenth-Century Netherlands

by Heidi Deneweth, Oscar Gelderblom, and Joost Jonker CGEH Working paper no.39 (Jan 2013) Building on recent work by Collins et al. this paper aims to explain the failure of corporate and public initiatives to alleviate poverty before the twentieth … Continue reading

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Regulating Microfinance Institutions

by Renuka Sane and Susan Thomas Economic and Political Weekly, February 2, 2013 Recent events in India have brought a fresh focus on the appropriate regulatory stance towards microfinance. This paper analyses the puzzles of financial regulation in this field … Continue reading

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Does Competition in the Microfinance Industry Necessarily Mean Over-borrowing?

by Ratul Lakhar; Viswanath Pingali and  Sandadarshan Sadhu IIMA WP No.2012-12-01, December 2012 In this paper we test the hypothesis of whether the presence of increasing number of microfinance institutions leads to over-borrowing. Some recent theoretical literature suggests that, in … Continue reading

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Managing Microfinance with Paper, Pen, and Digital Slate

Aishwarya Lakshmi Ratan, Sunandan Chakraborty, Pushkar V. Chitnis, Kentaro Toyama, Keng Siang Ooi, Matthew Phiong, Michael Koenig Information Technologies & International Development, Volume 8, Number 2, Special Issue, 67–83. 2012 India’s extensive Self-Help Group (SHG) microfinance network brings formal savings and … Continue reading

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Socio-economic Changes of Women through Kudumbasree – A Study from Puthenvelikkara (Gp) of Kerala State, India

Kenneth Kalyani and Seena P.C. International Research Journal of Social Sciences. Vol. 1(2), 1-7, October (2012) Kudumbashree is a multi-faceted women based participatory poverty eradication programme jointly initiated by Government of Kerala and NABARD. It is implemented by community based … Continue reading

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Entry of Profit-Motivated Microfinance Institutions and Borrower Welfare

by Ratul Lahkar and Viswanath Pingali IIMA W.P. No. 2012-09-04, September, 2012 In this paper, we model welfare implications of entry of commercial micro nance institutions (MFIs). We initially characterize equilibrium with a sole fund-constrained benevolent credit institution followed by … Continue reading

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Journal of Rural Development Vol. 31 April – June 2012 No. 2

CONTENTS 1. Factors Influencing Wage Structure of Handloom Workers in Assam 139 – Alin Borah Bortamuly, Kishor Goswami 2. Institutional Arrangements for Farmland Development : The Case of Ethiopia 151 – Abayineh Amare Woldeamanuel, Fekadu, Beyene Kenee 3. Employment of … Continue reading

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The Journal of Development Studies,Volume 48, Issue 5, 2012

Contnents Mobile Money: Communication, Consumption and Change in the Payments Space By Bill Maurer Assessing the Effect of Micro finance on Vulnerability and Poverty among Low Income Households By Ranjula Bali Swain & Maria Floro Assessing the Welfare Effects of … Continue reading

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